It’s astonishing how much financial misinformation manages to float around the Internet.

Let’s separate fact and fiction.

These are five financial myths that are totally false, and what you should know instead.

  1. Your home is an investment

Your home, first and foremost, is a place to live where you can find peace and comfort.

Yes, you can make money buying and selling real estate, but don’t expect that your home will automatically yield big profits. You can also lose money on your home.

So try to separate home buying and home investing. If you want to be a real estate investor, consider owning a rental property or invest in REITs, for example.

2. Buying is always better than renting

Not always.

It depends on several factors, including where you live. Housing and rental prices change over time, and vary by geography, so there isn’t a brightline rule. To make a fair comparison, consider the full cost of ownership, including property taxes, mortgage costs, real estate transaction fees and property maintenance, among other costs.

Also consider your short-term and long-terms goals, including if you plan to move or need more space in the coming years.

3.  Carry a credit balance to increase your credit score

No. Don’t carry a credit balance, unless you like paying interest.

If you have a credit card, pay it off in full each month. That can demonstrate a pattern of financial responsibility. Plus, you can enjoy other perks like cash back and travel rewards.

If you can’t pay off your credit card in full each month, then you shouldn’t use a credit card.

If you want to increase your credit score, focus instead on managing your credit utilization.

Lenders evaluate your credit card utilization, or the relationship between your credit limit and spending in a given month. If your credit utilization is too high, lenders consider you higher risk.

Ideally, your credit utilization show be less than 30%. If you can keep it less than 10%, even better. For example, if you have a $10,000 credit limit on your credit card, ideally you should spend less than $1,000 in a given month.

4.  You only have one credit score

You may have hundreds of credit scores, each calculated by consumer companies and banks. That said, there are three major credit bureaus that act as credit reporting agencies: Equifax, Experian and TransUnion. Each credit bureau offers a credit score.

For better or worse, your credit score is the gateway to an array of financial products such as mortgages, auto loans, personal loans, credit cards and private student loans.

FICO credit scores are among the most frequently used credit scores, and range from 350-800 (the higher, the better). A consumer with a credit score of 750 or higher is considered to have excellent credit, while a consumer with a credit score below 600 is considered to have poor credit.

5.  Student loan consolidation will lower your interest rate

If your goal is to lower your student loan interest rate, then student loan consolidation is not your best bet.

Student loan consolidation won’t lower your interest rate, but it can help you organize your federal student loans into a single student loan with a single monthly payment. With federal student loan consolidation, your resulting interest rate is equal to a weighted average of your current federal student loans, rounded up to the nearest 1/8%. So, your student loan interest rate could be higher.

In contrast, student loan refinancing can cut your student loan interest rate.

Student loan refinancing helps you combine your existing federal and private student loans into a new, single student loan with a lower interest rate and only one monthly payment. The higher your student loan balance, the higher potential to save money.

For example, let’s assume you have $100,000 of student loan debt with a 7% interest rate and a 10-year repayment term. If you refinance student loans to a 3% interest rate and 10 year repayment term, you would save $195 per month and $23,457 over the life of your student loans.

And that’s no myth.

By Zack Friedman, Contributor Forbes                                                                                                                                                                                                June 4, 2018

Report:  Wealth Gap Grows

Census data review finds average $43K between top, bottoms tiers in S.D

By Phillip Molnar,  Union Tribune May 12, 2018

If you feel left behind in San Diego’s economy, you’re not alone.

The gaps between the haves and have nots in San Diego was the ninth-highest out of 100 cities between 2011 – 2016, said a report from Bloomberg News.

The news service’s analysis of the Census Bureau data compared households in the top 20 percent to the bottom 20 percent.  San Diego had one of the biggest widening gaps – going from No. 39 on the list to No. 9.

In the five years studied, the gap between the San Diego average household income in the top 20 to the bottom 20 was $43,000.  The nationwide average gap was $31,000.

San Jose had the biggest gap at $74,000.  It was followed by San Francisco at $69,000; Bridgeport, Conn., at $59,000; and Seattle at $53,000.  The lowest gap was $3,000 in El Paso, Texas.

A wealth gap isn’t always bad, provided everyone’s wages are going up, but in San Diego the problem is that people on the lower end are being hurt by housing cost, said Wayne Winegarden, a senior  fellow at the San Francisco-based Pacific Research Institute.

He said San Diego’s dramatic increases in housing costs, at least in part fueled by its high-paying life sciences industry, means people in weaker industries may struggle to keep up.

“The cost of living is going up, reflecting what is happening in the good parts (of the economy),” he said.  “But, you h have a lot of industries that aren’t doing as well.”

Alan Berube, a senior fellow at the Brookings Institution, wrote in a February report on income inequality that even if everyone’s wages are going up, the wealth gap is a problem because low-income workers will be priced out of metro areas before wages can go up.

“At least in the short run, city and metropolitan income trends do not suggest the existence of a rising tide lifting all boats,” he wrote, “but rather separate ebbs and flows for households at different extremes of the distribution.”

According to a Federal Reserve survey released at the end of last year, the median household net worth was up 16 percent at all income levels from 2013 to 2016.  But, the top 10 percent saw their net worth go up 40 percent.

The Bloomberg analysis said the exodus of people from California is causing the wealth gap in places like Boise, Idaho, to rise.  California led all states for Idaho migration for the last three years, according to data from the Internal Revenue Service.

Bloomberg said the gap between the super rich – households in the top 5 percent – and the middle class, roughly households in the middle 20 percent, also grew in the time period studied.  In that case, San Diego also ranked No. 9 with the widest gap of the 100 cities, a difference of $91,400.

Mainly Mozart Festival   June 1-24
Orchestral and Chamber Music concerts, lectures, parties, and presentations throughout San Diego and Tijuana illustrate the story of one of the greatest geniuses of all time.
Time/Place: See website for schedule. / Balboa Theatre, San Diego
Contact: 619-239-0100 / www.mainlymozart.org

San Diego County Fair   June 1-July 4
“How Sweet it Is” Whether it’s sampling chocolate bubbling from a fountain, soaking up the glittery ocean views from atop the Ferris wheel, discovering how nature’s sweet fruits grow and ripen, or enjoying the Fair’s golden-ticket entertainment, your toughest decision will be choosing what to indulge in first!
Time/Place: Del Mar Fairgrounds
Contact: www.sdfair.com

Art Around Adams   June 2
Each year we strive to infuse new and exciting artists and talents that reflect this year’s local trends in art and business.
Time/Place: 12-8pm / Adams Avenue, Kensington
Contact: 619-663-9278 / www.artaroundadams.org

Rock ‘n’ Roll San Diego   June 2-3
Marathon, Half, 5K and Relay. Tour San Diego by foot as you run through all of the city’s favorite neighborhoods on a course lined with live music and entertainment.
Time/Place: Downtown San Diego
Contact: www.runrocknroll.com/san-diego

RB Alive! Street Fair   June 3
Visitors can partake of tasty treats, browse over 300 booths featuring arts and crafts, information from regional and local businesses, service clubs and religious organizations.
Time/Place: 10am-4pm / Bernardo Center Drive
Contact: www.sdbusinesschamber.com

United States Police & Fire Championships   June 2-9
Athletes representing law enforcement, firefighters, and officers from corrections, probation, border protection, immigration and customs from across the country compete in Olympic-style sports in 50 different sports in 35 venues throughout the county.
Contact: www.uspfc.org

FilmOut San Diego LGBT Film Festival   June 7-10
Some films will have their premiere with FilmOut San Diego along with award-winning films, independent features and a variety of short films.
Time/Place: Observatory North Park Theatre, San Diego
Contact: www.filmoutsandiego.com

San Diego International Boat Show   June 7-10
Make your boating dreams a reality by checking out the approximately 140 boats for sale, as well as the latest nautical gear, gadgets and accessories.
Time/Place: See website for schedule. / Spanish Landing Park, East
Contact: 949-757-5959 / www.sandiegointernationalboatshow.com

San Diego Greek Festival   June 8-10
Come and enjoy fine foods, pastries, imported Greek beers and wines! Get your annual super-dose of traditional and contemporary Greek Music all weekend!
Time/Place: St. Spyridon Greek Orthodox Church: 3655 Park Boulevard
Contact: www.sdgreekfestival.com

Toast of the Coast Wine Competition/Festival   June 9
Your ticket will include unlimited 1-oz samples of wines entered in the 2018 Toast of the Coast Wine Competition. Includes entertainment and admission to the San Diego County Fair.
Time/Place: 12-3pm and 4-7pm / Del Mar Fairgrounds
Contact: 858-755-1161 / www.thetoastofthecoast.com

Marine Corps Mud Run Camp Pendleton   June 9-10
Get ready to run through the terrain of Marine Corps Base, Camp Pendleton where our U.S. Marines train. There will be over 300 Marines “Motivating” participants along the course, as well as Military vehicle displays.
Time/Place: 6am / MCB Camp Pendleton
Contact: www.marinecorpsmudrun.com

Inter-Tribal Powwow   June 9-10
Join the San Luis Rey Band of Luiseño Mission Indians for the Annual Inter-Tribal Powwow with arts and craft booths, food, dancers, drums, an opportunity drawing and contest dancing.
Time/Place: Sat 9am-11pm, Sun 9am-6pm / Mission San Luis Rey, Oceanside
Contact: www.slrmissionindians.org

San Diego Festival of the Arts   June 9-10
Gathers nearly 200 artists in a bay view setting of original fine art, entertainment and delicious cuisines, complemented with fine wine and craft beer.
Time/Place: 10am-6pm / San Diego County Waterfront Park
Contact: 619-744-0534 / www.sdfestivalofthearts.org

Surfing America 2018 USA Surfing Championships   June 10-14
Competition includes Adaptive, Longboard, SUP and Jr. Teams.
Time/Place: Oceanside Harbor North Jetty
Contact: 949-391-1010 / www.surfingamerica.org

Taste of La Mesa   June 11
Eat your “heart out” while you stroll table to table and sample great food from many local restaurants – all in ONE location! You won’t want to miss this night of fun, food and more!
Time/Place: 6-8pm / La Mesa Community Center
Contact: 619-465-7700 x1 / www.lamesachamber.net/taste

Taste of Little Italy   June 13
Walk along Little Italy’s charming flower and tree-lined sidewalks enjoying bites from San Diego’s top eatery hub, all while enjoying live music scattered throughout the 48-square-block neighborhood and spectacular views of San Diego’s sparkling embarcadero.
Time/Place: 5-9pm / Little Italy, San Diego
Contact: www.littleitalysd.com

San Diego International Beer Festival   June 15-17
Nearly 200 breweries represented from around the world, specialty vendors selling a variety of accessories and gifts for the beer lover and educational demonstrations.
Time/Place: 11am-9pm / Del Mar Fairgrounds
Contact: www.sandiegobeerfestival.com

Taste of Gaslamp   June 16
The Gaslamp Quarter will be showcasing the excellent dining options available in our vibrant district.
Time/Place: 1-4pm / Gaslamp Square (Check-In): 538 L Street
Contact: 619-233-5227 / www.tasteofgaslamp.com

Tony Gwynn 5.5K Run & Walk   June 16
A scenic route through Miramar (aka Beer-a-Mar) for all ages to enjoy. There will be beer pit-stops along the course. Post-event celebration at AleSmith’s Miramar headquarters.
Time/Place: 8am-1pm / AleSmith Brewing Company: 9990 AleSmith Court
Contact: www.tonygwynn5k.org

SoCal Etsy Guild Artisan Market   June 16
Join us for an amazing day of handmade fun! Local designers, live art, handmade vendors, and music.
Time/Place: 10am-5pm / Amphitheater & South Plaza of Horton Plaza Park
Contact: 626-274-1434 / www.socaletsyguild.com

California Clambake   June 16
With a sunset backdrop, live entertainment and interactive beach games, guests donned in white attire will cozy up on communal tables and enjoy a shellfish feast featuring menus from renowned Guest Chef Stefan Peroutka.
Time/Place: 5:30-8pm / Hotel del Coronado
Contact: www.hoteldel.com

San Diego Wooden Boat Festival   June 16-17
A rare opportunity for the public to view some of the most beautiful and well maintained wooden crafts up close.
Time/Place: Sat 9am-5pm, Sun 9am-4pm / Koehler Kraft Boat Yard, Shelter Island
Contact: www.sdwoodenboatfestival.org

The CADO   June 16-Aug. 30
An immersive pop-up experience devoted to California Avocados will feature seven imaginative rooms of large-scale interactive art installations.
Time/Place: Liberty Station, South Promenade
Contact: www.thecado.co

Cooper Family Foundation Juneteenth   June 16
Free event! Educational program, kid zone, teen stage, cultural entertainment, health vendors, vendors, free food and much more. Juneteenth is the oldest known celebration commemorating the ending of slavery in the United States.
Time/Place: 11am-6pm / 2900 Block of Imperial Avenue
Contact: 619-245-3387 / www.cfjuneteenth.com

Father’s Day Concert & BBQ   June 17
Supporting America’s veterans and military through the Gary Sinise Foundation. The show will open with a spectacular skydiving show from Skydiving Innovations. Attendees will enjoy delicious BBQ and drinks as they listen to Gary Sinise & the Lt. Dan Band.
Time/Place: 11am-7pm / Hotel del Coronado
Contact: www.hoteldel.com

Taste of Vista   June 20
Savor food samples and craft beers, and enjoy live country music all while discovering historic downtown.
Time/Place: 5-8pm / Main Street
Contact: www.vvba.org

Make Music Day   June 21
Every kind of musician — young and old, amateur and professional, of every musical persuasion — pours onto streets, parks, plazas, and porches to share their music with friends, neighbors, and strangers.
Time/Place: 10am-5pm / Museum of Making Music, Carlsbad
Contact: 760-438-5996 / www.museumofmakingmusic.org

Ocean Beach Street Fair/Chili Cook-Off   June 23
An oceanfront chili cook-off, five stages of continuous live music and entertainment, the community mural project, Artists Alley, carnival rides and games, food and vendor booths, a beachside beer garden and more.
Time/Place: 10am-8pm / Newport Avenue
Contact: 619-224-4906 / www.oceanbeachsandiego.com

91X Presents BeerX   June 23
A day of great music and craft beer at Waterfront Park. Although the event is 21+ from 1-4pm, all ages are welcome after 4pm once the craft beer tasting portion is complete. Locally sourced food trucks and vendors will be on site to serve great nibbles all day long!
Time/Place: 1-11pm / San Diego County Waterfront Park
Contact: www.beerxsandiego.com

Fairy Festival   June 23
Wear your fairy costume or come just as you are. Create a fairy house, make fairy treasures, leave messages on the wishing bush, or shop in the Fairyland market. Be sure to bring your camera for a picture with the Fairy Queen.
Time/Place: 10am-4pm / San Diego Botanic Garden, Encinitas
Contact: 760-632-0917 / www.sdbgarden.org

Summer Fun on the 101: Leucadia’s Music Festival   June 23
Encinitas’ most epic music festival and is free and open to the community! Ride your bike and walk to win excellent prizes!
Time/Place: 12-7:30pm / Leucadia Roadside Park
Contact: 760-436-2320 / www.leucadia101.com

Festival of Yoga   June 24
This free, all-ages event will feature guided yoga, meditation, music, a vendor marketplace, and other activities intended to instill peace and to inspire and empower people of all ages.
Time/Place: 8am-3pm / San Diego Waterfront Park
Contact: 619-7274930 / www.festivalofyogasandiego.org

San Diego Smooth Jazz Festival   June 29-July 1
The soothing sounds of smooth jazz, a variety of delicious cuisine, and an amazing atmosphere that creates an unparalleled experience.
Time/Place: Embarcadero Marina Park North
Contact: 562-424-0013 / www.sandiegosmoothjazzfestival.com

Oceanside Independence Day Parade   June 30
Come see floats, bands, walking groups, cool cars and much more! The grand marshal of this year’s parade and the first Hometown Hero to be recognized is Jim Wood, former mayor of Oceanside.
Time/Place: 10am-12pm / South Coast Highway
Contact: 760-754-4512 / www.mainstreetoceanside.com

Switchfoot BRO-AM   June 30
A surf contest, live music performances, and nerf surf jousting exposition between surf contest heats.
Time/Place: 7am-5pm / Moonlight Beach, Encinitas
Contact: www.broam.org

9 Home Improvements That Can Help (and Hurt) Value

WRITTEN BY MATT JAMES, POSTED ON REALTY TIMES THURSDAY, 19 APRIL 2018 19:59

Home improvement can be taken as very demanding action, but there are also some ways of home improvement you can do yourself. Therefore, before you start with any, see what improvements are the most needed in your home. Nowadays, a big attraction is an energy-efficient home which saves a lot of energy and reduces energy costs. On the other hand, maintenance problems and pest or bug infestations are a major turn off and should be looked into ASAP.

We bring you several great pieces of advice you can use to improve your home’s value and feel more comfortable and cozy.

1. Water Filtration System

A water filtration system in your kitchen is a small addition that will appeal to many home buyers and is used for purifying the water. When you have a water filtration system installed in your house, you don’t have to buy bottled water anymore. The best thing is that it’s not expensive at all, and everyone can afford it.

2. Removing Old Carpets

Besides looking old, old carpets might also be hiding contaminants and allergens which means you have bad air quality in your home. Sometimes the best option for testing an indoor air quality is to call a professional company because they will surely do a great job.

Wooden floors are an excellent way to bring the touch of outdoors in your home. Great examples of environmentally friendly natural products are tile or laminated floors. By replacing your old carpets with a hard surface floor, your house will be easier to clean, and you’ll have more time to do things you like.

3. Replacing Popcorn Ceiling

It is no secret that homes with popcorn ceilings are outdated so get rid of this popcorn ceiling fast. To be sure that it does not contain asbestos, it would be best to hire professionals to test it. Replacing Popcorn Ceiling is as simple as buying a solution to soften the texture from the hardware store and scraping the popcorn away.

4. Bathroom Remodeling

Remodeling bathrooms is a great way to add more value to your home. If a full rebuild is not in your budget, you can invest in many small changes that will freshen up your bathroom. Replace the dated wallpaper, old lighting, add some fancy cupboard knobs or change the faucet and shower heads.

5. Kitchen Remodeling

Just like the bathroom, a big kitchen update can do wonders. Stained sinks and old appliances are all things to look at. If replacing the kitchen cabinets is too much for you, you can always give them a new look by adding a new varnish or paint layer and swap those old doorknobs with modern ones.

6. Maintenance and Repairs

Maintenance is an ongoing process, no matter if you plan to live in your house for a long time or move soon. Repairing or replacing broken appliances or fixtures will avoid further damage. Certain things are not to be left, and for example, leak spots on the ceiling can cause great damage to your roof if not taken care of immediately. If your home is up for sale, a sign of poor maintenance will make the home seekers wonder what else is wrong with the house.

7. Water Heater Upgrade

An old water heater can be a turn off for some home buyers, but you can find water heaters that come with a tankless model. This kind of water heaters are more efficient as they only heat up the water that you need.

8. Appliance Updates

Nowadays, energy-efficiency is becoming trendy. Appliances with an energy star label use 10 to 50 percent less energy and water than other conventional appliances. New models look great, and many are stainless steel which is a bonus. If you do not have the money for buying modern devices, upgrade the lighting to energy star.

9. Update Fixtures

Fixtures in your home include curtain rods, light fixtures, doorknobs, switch plates, outlet covers, etc. Make sure that these are updated because sometimes it’s the small detail that counts. For example, outlet covers and switch plates look more attractive when made of metal. These changes are easy to do yourself and aren’t so expensive, just be sure you choose the right color which looks great combined with other furniture in your home.

West Coast Weekender May 3-6
A music conference and boutique festival spanning over four days in May. With a strong focus on local art and industry, we pay homage to the American westside’s underground music culture.
Time/Place: WorldBeat Cultural Center: 2100 Park Blvd
Contact: www.westcoastweekender.net

Old Town Fiesta Cinco de Mayo May 4-6
Bustling mercado, non-stop music and live entertainment, lucha libre wrestling, and a huge display of lowriders and other incredible autos! Delectable dining establishments throughout Old Town and enjoy margarita and tequila specials.
Time/Place: Old Town San Diego State Historic Park
Contact: 619-291-4903 / www.cincodemayooldtown.com

Julian Woman’s Club Wildflower Show May 4-6
The Wildflower Show is meant to educate club members, local residents, out-of-town visitors and children about the botanical wealth of Julian and its vicinity.
Time/Place: 10am-4pm / Julian Town Hall: 2129 Main St.
Contact: www.julianwomansclub.org

Rhythm & Brews Music & Craft Beer Festival May 5
Complete with jams from local musicians and tastes of more than 50 of the most renowned breweries from San Diego County and other vibrant craft beer regions around the country.
Time/Place: 12-4pm / Historic Vista Village: 209 E Broadway
Contact: www.sdbeer.com/rhythm-and-brews

Cinco de Mayo Trail Run May 5
The challenging and unique courses will take you out on the Lake Poway Trail through the foothills around the lake near Blue Sky Ecological Reserve. Kids Race at 9:30am.
Time/Place: 6:30am / Lake Poway Trail
Contact: www.cincodemayotrailrun.org

Asian Cultural Festival of San Diego May 5
Cultural and traditional performances from a dozen countries and cultures. Children’s Art and Crafts, Martial Arts Demos, Video Game Tent, Cooking Demos, Ramen Eating Contest, Cultural Row Exhibition, Beer Garden, and delicious Asian food!
Time/Place: 10am-5pm / Mira Mesa Community Park
Contact: www.asianculturalfestivalsd.com

Carlsbad Spring Village Faire May 6
Clothes, accessories, plants, household products, art, antiques and home decor. The international food court will once again feature more than 50 booths. The children’s area will entertain youngsters with games, a super slide, a bounce house, a rock climbing wall, face painting and arts and crafts.
Time/Place: 8am-5pm / Carlsbad Blvd & Grand Ave
Contact: www.kennedyfaires.com/carlsbad

Spring Sprint Triathlon and Duathlon May 6
With a calm bay swim and a flat bike and run course, the Spring Sprint is the perfect race to kick off your season.
Time/Place: 7-11am / South Shores Park, Mission Bay
Contact: 858-268-1250 / www.sdtriseries.com

Gator By The Bay Zydeco, Blues & Crawfish Festival May 10-13
More than 100 performances on 7 stages, dancing, delicious Southern food – including beignets, gumbo, jambalaya & 10,000 lbs of crawfish.
Time/Place: Spanish Landing Park, Point Loma Peninsula
Contact: 619-234-8612 / www.gatorbythebay.com

Disco Ball 2018 May 12
An elegant evening and help support our programs to enrich the lives of children and their families. Hosted Cocktail Reception, 3-Course Gourmet Dinner, Live and Silent Auction, Live entertainment.
Time/Place: 6-10pm / Mission Bay Hilton: 1775 East Mission Bay Drive
Contact: 619-320-4942 / www.childrensnatureretreat.org

Holi Festival of Colors May 12
Dedicated to spiritual & social harmony, awakening a sense of brotherhood thru ecstatic dance, mantra music, yoga, free hugs and delicious vegetarian meals.
Time/Place: 11am-4pm / Oceanside Pier Amphitheater
Contact: www.festivalofcolorsusa.com

Ocean Beach Kite Festival May 12
We have kite building and decorating, prizes, professional kite fliers and amazing kite demonstrations and games, crafters, community organizations, gourmet food, carnival activities and live music!
Time/Place: 10am-4pm / Dusty Rhodes Park
Contact: www.oceanbeachkiwanis.org

Art Glass Guild Fall Patio Show & Sale May 12-13
View beautiful art glass created by local artists. There will be entertainment for all including: live music, demonstrations featuring torch-work, and glass cutting as well as an area for children & adults alike to create their own unique mosaic art piece.
Time/Place: 10am-5pm / Spanish Village Art Center, Balboa Park
Contact: 619-702-8006 / www.artglassguild.com

Festa do Espirito Santo May 18-20
Celebrate Portuguese Heritage by joining in the city’s oldest ethnic festival, Festa do Espirito Santo, that commemorates Portugal’s Queen St. Isabel.
Time/Place: United Portuguese S.E.S. Hall, Point Loma
Contact: 619-223-5880 / www.upses.com

San Diego Taco Fest May 19
30 of the region’s best taco-centric restaurants will offer a wide range of mouthwatering taco creations. Local and national musical performances. Chihuahua Beauty Pageant and Race.
Time/Place: 11am-10pm / San Diego County Waterfront Park
Contact: www.sdtacofest.com

Festival of Arts in North Park May 19
The festival features a live art element: contemporary urban artists will create unique works of art using creative everyday objects like cars, refrigerators and boom boxes. Craft Beer Block, Live Music, Kids Arts Block, Cocktail Garden and more!
Time/Place: 10am-10pm / University Avenue & 30th Street
Contact: 619-294-2501 / www.northparkfestivalofarts.com

San Diego Century May 19
Experience the beautiful hills and coastline during one of the nation’s most scenic rides along 33, 67 or 105 mile routes. Finish-line expo in Encinitas.
Time/Place: 6am-5:30pm / MiraCosta College, Cardiff-by-the-Sea
Contact: 909-399-3553 / www.sdcentury.com

Stone Liberty Station 5th Anniversary May 19
To commemorate, we are throwing a celebration along with the awesome other local businesses in Liberty Station and Liberty Public Market!
Time/Place: 12-4pm / 2816 Historic Decatur Rd.
Contact: www.stonebrewing.com

Armed Forces Day Military Operation Appreciation May 19
Thousands of active duty military and their family members are treated to a day of free food, carnival rides and entertainment.
Time/Place: 11am-4pm / Junior Seau Oceanside Pier Amphitheatre
Contact: 760-722-1534 / www.oceansidechamber.com

Pirate Days May 19-20
Kids costume contests, cannon firings, weapon demonstrations, sword fights, scary stories, and a scavenger hunt.
Time/Place: 10am-4pm / Maritime Museum of San Diego
Contact: 619-234-9153 / www.sdmaritime.org

Beach Soccer Jam May 19-20
Come enjoy the excitement including Beach Soccer, Brazilian Samba and Capoeira dancers, some of San Diego’s best Entertainment DJs and a Beer Garden.
Time/Place: See website for schedule. / Fiesta Island
Contact: www.beachsoccerjam.com

Community Band Festival May 19-20
Old Poway Park Action Committee members, the Pomerado Community Band and the Poway Arts and Crafts Guild, will host the annual CA Band Festival and Arts and Crafts Market.
Time/Place: 10am-7pm / Old Poway Park
Contact: www.poway.org

Fiesta del Sol May 19-20
Food Trucks and other great specialty food vendors will be back as well as our Arts & Crafts area, Sponsor area, Solana Beach Fireman’s Pancake Breakfast on Sunday, and more!
Time/Place: 9am-9pm / Fletcher Cove, Solana Beach
Contact: 858-755-4775 / www.fiestadelsol.net

Escondido Grand Ave Festival May 20
One of the biggest street fairs in Southern California, with over 500 vendors bringing unique crafts and imports, fine international cuisine and family entertainment.
Time/Place: 9am-5pm / Historic Downtown Escondido’s Grand Avenue
Contact: 760-839-4777 / www.visitescondido.com

Navy’s Bay Bridge Run/Walk May 20
This unique 4-mile run/walk has a one of a kind spectacular panoramic view as participants make their way to Coronado’s beautiful Tidelands Park from downtown San Diego over the Coronado Bay Bridge. Followed by a finish line celebration.
Time/Place: 8am-12pm / Hilton San Diego Bayfront
Contact: 858-848-5786 / www.navylifesw.com/bridgerun

Classic Car/Motorcycle Show May 20
From antique to current cars and motorcycles of beauty. Breakfast served, shrimp boil or hot dogs for lunch.
Time/Place: 8am-2pm / Chula Vista Elks Lodge 2011: 901 Elks Ln.
Contact: 619-421-2011 / www.chulavistaca.gov

Walk For the One Barefoot Walk-A-Thon May 20
It’s .. in dirt… for 4 miles… barefoot (you can wear sandals or shoes if you need to.) This is what so many Ethiopian kids face daily to get to and from school. Gain a broader awareness of what others deal with on a daily basis!
Time/Place: 11am / Ingold Field: 2551 Olive Hill Rd., Fallbrook
Contact: 559-304-2100 / www.unforgottenfaces.org

Valley Center Western Days May 23-26
Each May, the Valley Center community celebrates its western heritage with a series of events including the Western Days Parade, Library kick-off party, the election of Valley Center’s “Honorary Mayor,” and so much more.
Contact: 760-440-8293 / www.westerndays.org

Valley Center Stampede Rodeo & Festival May 25-27
This year’s rodeo will kick-off on Friday at the rodeo grounds. On Saturday, the grounds will reopen following our town’s historic parade. Then on Sunday, the rodeo grounds will feature a locals roping event.
Time/Place: See website for schedule. / 28246 Lilac Rd.
Contact: www.vcstampede.com

Legacy Week May 26-28
The lineup of activities range from a Wreath Memorial ceremony, benefit concert, family activities, blood drive, interactive exhibits and more. Each element of Midway’s Legacy Week commemoration is designed to honor and remember our heroes and celebrate our military heritage.
Time/Place: USS Midway Museum: 910 North Harbor Drive
Contact: 619-544-9600 / www.midway.org

House of Pacific Relations’ Ethnic Food Fair May 27
Annual celebration of food from around the world! Sample the culinary treats of 34 different cultures and witness performances in native costumes. Features musical and dance performances on the HPR stage.
Time/Place: 11am-5pm / Balboa Park
Contact: www.sdhpr.org

Vista Strawberry Festival May 27
Come enjoy our celebration of the ‘berry as we bring over 300 vendors, athletic competition, pie eating, costumes, beauty, carnival rides, music, food, and more.
Time/Place: 8am-6pm / Historic Downtown Vista
Contact: www.vistastrawberryfest.com

Fallbrook Vintage Car Club Car Show May 27
Featured Cars – Packard. Restoration Road – Porsche. Swap Meet, Beer & Wine Garden, Food Vendors and Live Music.
Time/Place: 9:30am-4pm / Pala Mesa Resort, Fallbrook
Contact: www.fallbrookvintagecarclub.org

National City Memorial Day Celebration May 28
As a symbol of that community spirit, several public officials will roll up their sleeves to serve the lunch in what has become an important component of La Vista’s Memorial Day tradition.
Time/Place: 1-3pm / La Vista Memorial Park & Mortuary: 3191 Orange St.
Contact: 619-475-7770 / www.nationalcityca.gov

Easter Sunday at The Del Apr. 1
Savor the bounty of spring at the Champagne Easter Brunch in the magnificent Crown Room or Ocean View Ballroom. Then, head out into the spring sunshine for a colorful egg hunt on the Windsor Lawn.
Time/Place: See website for schedule. / Hotel del Coronado
Contact: 619-522-8100 / www.hoteldel.com/events/easter

Peg Leg Smith Liar’s Contest Apr. 1
Stories should be of no more than five minutes in length (another little joke). Judges award points for originality, props, costumes, presentation, and whether Peg Leg or lost gold is included in the tale.
Time/Place: Dusk-10pm / Anza-Borrego Desert State Park
Contact: www.borregospringschamber.com

La Jolla Concours d’Elegance Apr. 6-8
This collection is truly a display of “moving sculpture” – each automobile rarer and more beautiful than the next.
Time/Place: See website for schedule. / La Jolla Cove lawn
Contact: 619-233-5008 / www.lajollaconcours.com

Goodguys Meguiar’s Del Mar Nationals Apr. 6-8
A colorful “Full Throttle Fun” hot rod & custom car automotive themed festival featuring over 2,500 hot rods, customs, classics, street rods, muscle cars & trick trucks through 1987 vintage.
Time/Place: See website for schedule. / Del Mar Fairgrounds
Contact: 925-838-9876 / www.good-guys.com/dmn-2018

Gaslight Gathering 8 Apr. 6-8
A convention to promote Steampunk and Victoriana aesthetics as it relates to dress, art, music, crafts, pop culture, and literature.
Time/Place: Handlery Hotel, Mission Valley
Contact: www.gaslightgathering.org

Citybeat Beer Fest Apr. 7
The perfect marriage of two of San Diego’s best known exports – music and craft beer.
Time/Place: 12-4pm / Lafayette Hotel: 2223 El Cajon Blvd.
Contact: www.citybeatbeerfest.com

Art Auction Apr. 7
Over 100 works by notable artists will be up for bidding during this fun and festive event that is equal parts auction and party. 6-9:30pm / Time/Place: Oceanside Museum of Art
Contact: 760-435-3721 / www.oma-online.org/auction

America’s Schooner Cup Apr. 7
Maritime Museum of San Diego will sail California’s official tall ship Californian on San Diego Bay to support Navy-Marine Corps Relief Society (NMCRS), a Navy sponsored 501c (3) public nonprofit organization.
Time/Place: 9am-3pm / 1492 N Harbor Drive, San Diego
Contact: 619-234-9153 x101 / www.sdmaritime.org

San Diego Botanic Garden ArtFest Apr. 7-8
Our fine arts show features more than 20 artists displaying and selling their work at amazing prices just for Garden guests.
Time/Place: 9am-5pm / 230 Quail Gardens Drive, Encinitas
Contact: 760-436-3036 / www.sdbgarden.org/artfest.htm

Campagnolo GranFondo San Diego Apr. 7-8
Features a mass-start, timed GranFondo with 4 route options, timed King and Queen of the Mountain, The Bike & Fitness Expo, challenging and picturesque routes, outstanding Campagnolo ride support, and delicious food on course.
Time/Place: Little Italy
Contact: www.sdgranfondo.com

Black Mountain Trail Run Apr. 8
Part of the XTERRA SoCal Trail Run Series, this course is great for beginners and advanced athletes with plenty of wide fire road trails and some single track sections.
Time/Place: 6-11:30am / Black Mountain Ranch State Park
Contact: www.trailrace.com/black-mountain-trail-run

San Diego Tour de Cure Apr. 14
Whether you choose to ride your bike, run or walk, all the roads we take lead to the same destination to fundraise for a diabetes cure.
Time/Place: 6am-1pm / Del Mar Fairgrounds
Contact: www.diabetes.org/sandiegotourdecure

Wanderlust 108 Apr. 14
This day is all about community, bringing together a 5K run/walk, an outdoor yoga experience, and a guided meditation.
Time/Place: 7:30am-3:30pm / Liberty Station NTC Park
Contact: www.wanderlust.com/108-events/san-diego

SD Beach & Bay Half Marathon, 5K & 8K Apr. 14
Stick around because the party starts at the finish line with live music, a beer garden (your first 12 ounce beer is on us!), snacks, photo opportunities, and much more.
Time/Place: 6:30am-12pm / Tecolote Shores Park
Contact: www.sandiegobeachandbayhalfmarathon.com

VinDiego Wine & Food Festival Apr. 14
Over 70 Top Tier Wineries and 25 of San Diego’s very best Chefs come together to create San Diego’s Classy Wine and Food Experience!
Time/Place: 3-7pm / NTC Liberty Station
Contact: www.vindiego.com

Heartbreak Ridge Run Apr. 14
It offers multiple distance choices with a challenging hill climb and scenic views of surrounding mountains and meadows.
Time/Place: 8am-1pm / Marine Corps Base Camp Pendleton
Contact: www.mccscp.com/heartbreak

Taste of Hillcrest Apr. 14
More than 35 fantastic Hillcrest restaurants are participating, giving foodies a chance to sample some of their best and signature dishes.
Time/Place: 12-4pm / 5th Ave. and University Ave.
Contact: www.fabuloushillcrest.com/taste-of-hillcrest

Oceanside Days of Art Apr. 14-15
A juried fine art festival featuring up to and sometimes over 100 local artists selling a variety of unique artwork including paintings, sculptures, stained glass, ceramics, fine jewelry, photography and more.
Time/Place: 10am-5pm / 704 Pier View Way
Contact: 760-433-3632 / www.ocaf.info/oceanside-days-of-art

Port of San Diego’s Day at the Docks Apr. 15
The West Coast’s largest public celebration of sportfishing. Signaling the official start of Southern California’s spring saltwater fishing season.
Time/Place: 9am-5pm / San Diego Sportfishing Landings, Point Loma
Contact: www.sportfishing.org

Fallbrook Avocado Festival Apr. 15
Local artisans on the Artisan Walk on Alvarado, Cazadores Margaritas at the Main Stage area, featuring local talent, food, wine garden, local beer, community stage, kid’s zone and Avocado Central where avocados and trees can be purchased.
Time/Place: 9am-5pm / Main St.
Contact: www.fallbrookchamberofcommerce.org

San Diego Comic Fest Apr. 20-22
Indulge your love of comics, science fiction, and films, and meet an outstanding array of professional creators without high-priced tickets, crowding, or long lines.
Time/Place: Town & Country Resort & Convention Center, Mission Valley
Contact: www.sdcomicfest.org

Margarita 5k Apr. 21
Join us for a flat and fast 5k run on hard pack sand at low tide on the beaches of Mission and Pacific Beach! We will have color T-shirts, post-race refreshments, and finisher medals for all entrants, plus great prizes from our sponsors!
Time/Place: 7:30am-12pm / 3115 Ocean Front Walk, San Diego
Contact: www.togetheras31.com/ra/r/margarita-5k/details

Chicano Park Day Celebration Apr. 21
Performances by ballet folklórico groups and numerous live bands, lowrider car show coordinated by Amigos Car Club, vendor booths, kids arts workshop and speakers.
Time/Place: 10am-5pm / Logan Ave & Cesar E Chavez Parkway
Contact: 619-563-4661 / www.chicano-park.com

La Jolla Half Marathon & Shores 5K Apr. 22
The La Jolla Half Marathon is race #2 in the Half Marathon Triple Crown Series.
Time/Place: 7-11am / Del Mar Fairgrounds
Contact: 760-692-2900 / www.lajollahalfmarathon.com

San Diego EarthFair Apr. 22
More than 300 exhibitors, special theme areas, a Food Pavilion, a special Children’s Activity Area, four entertainment venues, the Children’s Earth Parade, the eARTh Gallery arts and crafts show, and the Cleaner Car Concourse.
Time/Place: 10am-5pm / Balboa Park
Contact: www.earthdayweb.org

Art Alive-The Museum in Full Bloom Apr. 26-29
Stunning works of art on display in the Museum with more than 100 floral interpretations created by top local and national designers.
Time/Place: San Diego Museum of Art, Balboa Park
Contact: 619-232-7931 / www.sdmart.org/artalive

Lakeside Rodeo Apr. 27-29
Four full rodeo performances featuring the 7 events of rodeo to include bull riding, Bareback riding, Saddle bronc riding, Steer wrestling, Calf roping, Barrel racing (WPRA) and more.
Time/Place: Lakeside Rodeo Grounds: 12584 Mapleview St.
Contact: 619-561-4331 / www.lakesiderodeo.com

Spring Garden & Butterfly Festival Apr. 28
Programs, exhibitors and demonstrations that will help you become a better gardener and learn how to conserve our precious resources. Kid friendly activities such as tour of the Butterfly Pavilion, Butterfly Releases, the Pollinator Party & the Butterfly Discovery Lab and more.
Time/Place: 9am-3pm / Cuyamaca College, El Cajon
Contact: 619-660-0614 x10 / www.thegarden.org

Barrio Logan Grand Prix Apr. 28
Join in the thrill of fast-paced bicycle racing by pro racers, top-level amateurs, and a fun children’s cycling event.
Time/Place: 7am-7pm / Historic Barrio Logan
Contact: www.sdbc.org/barrio-logan

San Diego Shaka Fest Apr. 28
Youth-only canoe regatta, SUP race for adults and keiki’s, stages of da kine Hawaiian and Tahitian entertainment, your favorite boutique vendors and island inspired food vendors.
Time/Place: 8am-4pm / De Anza Cove Park
Contact: 858-449-2078 / www.sandiegoshakafest.com

Adams Avenue Unplugged Apr. 28
Live musical performances staged inside restaurants, bars, coffee houses and galleries lining the neighborhood.
Time/Place: Noon-10pm / Adams Avenue
Contact: 619-282-7329 / www.adamsavenuebusiness.com

Mission Federal ArtWalk Apr. 28-29
Arts and culture event with over 350 local, national and international emerging and established artists. The festival will showcase every medium, including painting, sculpture, glass work, photography, fine jewelry and more.
Time/Place: 11am-6pm / Little Italy
Contact: www.artwalksandiego.org

Encinitas April Street Fair Apr. 28-29
Enjoy over 450 unique food, arts and crafts vendors plus four entertainment stages, children’s rides, Dog Zone, Kids Zone, Bike Valets, and a Beer Garden!
Time/Place: 9am-5pm / South Coast Hwy 101 between D & J Streets
Contact: 760-943-1950 / www.kennedyfaires.com/encinitas

San Diego Kids Expo & Fair Apr. 28-29
Part businesses and non-profits on display, part fun fair and part music and dance festival. And definitely all kids!
Time/Place: 10am-5pm / Del Mar Fairgrounds
Contact: 619-269-9441 / www.sandiegokidsexpo.com

Chocolate Festival Apr. 29
Over 15 vendors showcasing and sampling various types of chocolate has something for every palette.
Time/Place: 9am-5pm / Maritime Museum of San Diego
Contact: 619-234-9153 / www.sdmaritime.org

MotorCars on MainStreet Car Show Apr. 29
Featuring over 400 pre-73 restored classic, rod and custom cars & trucks. There is live music featuring The Cat-illacs and drawings throughout the day.
Time/Place: 10am-3pm / Downtown Coronado
Contact: 619-437-0254 / www.coronadomainstreet.com

San Diego Awesome ‘80s Run 5K & 8K Apr. 29
This is the perfect opportunity for you to dress up in your favorite ‘80s gear!
Time/Place: 7:30am-12pm / De Anza Cove Park
Contact: www.awesome80srun.com/san-diego

By Market Watch

The greater San Diego metropolitan area continues its real estate hot streak. The scorching increase in prices in San Diego is being felt even in the North Inland region, once considered a haven for potential buyers seeking more affordable homes.

Check out more Location Scouts reports on housing-market conditions across the U.S.
In Escondido, prices have ballooned past once-reasonable totals of less than $500,000. In fact, in July 2015, the median listing price in the popular city was just $498,000; but by this past July, that number had shot up to $558,000, according to Realtor.com.

According to the National Association of Realtors, the median sales price of existing single-family homes in the San Diego area increased 7.7% from second quarter 2015 to this past second quarter, rising to $589,900. At this price level, the San Diego area ranked as the fifth-most expensive market in the country, just below urban Honolulu and just above Boulder, Colo.

The sound commute to the city of Escondido and the once-reasonable prices are a few of the area draws, but many other factors make the North Inland city an increasingly popular choice. In addition to its restaurants, art galleries and vineyards, its brewing industry is making it a popular destination for residents and visitors alike. In fact, it is home to the growing Stone Brewing company, which recently moved forward with plans to build the Stone Hotel, offering unique accommodations in concert with the adjacent Stone Brewing World Bistro & Gardens.

Interested in the San Diego market? Check out these listings
Despite its increasing popularity, there are still deals to be had in one of the oldest cities in San Diego County, but buyers should be aware of which neighborhoods best suit their needs and budget. The city consists of four main areas, divided by ZIP code: North (92026), West (92029), South (92025) and East (92027).

Of those four areas, only Escondido East has a median sales price of less than $500,000 as of July 2016, and according to data from the Greater San Diego Association of Realtors the median sales price was $457,000 this past July, an 11.5% year-over-year increase.

Because it remains one of the more affordable areas in the popular city, however, both the days on market until sale and the inventory of homes for sale have decreased significantly. This past July, single-family homes in the area averaged just 21 days on market until sale, a 59.6% decrease since July 2015. Inventory was also down by 7%.

Escondido North is the next most affordable area, but its median sales price also has increased, hitting $501,250 this past July. Days on market until sale are tight here, too, at just 29 days this past July. And although all areas of the North Inland city have seen significant year-over-year price growth, Escondido South had the biggest jump at 23.1%, and the median sales price was $572,500 in July, after being just $465,000 in July 2015.

Escondido West remains the most expensive area of the city, with a median sales price of $760,508 for single-family homes in July, an 8.2% increase over the $703,000 seen in July 2015. On the flip side of that, however, is a significant increase in the number of days on market until sale, up to 85 days this past July, an 84.8% year-over-year increase.

Price increases in San Diego have started to spread throughout the area, particularly in towns within commuting distance of the city. If these trends continue, potential home buyers may find it harder and harder to find an affordable home.

Disney’s Beauty and the Beast
Mar. 2–18, Disney’s Beauty and the Beast

Step into the enchanted world of Belle, a young woman in a provincial town, and the Beast, a young prince trapped by the spell of an enchantress. If the Beast can learn to love and be loved, the curse will end and he will be transformed into his former self… but time is running out. If the Beast does not learn his lesson soon, he and his household will be doomed for all eternity.

Time: Refer to website
Location: JCompany Youth Theatre
Lawrence Family Jewish Community Center
4126 Executive Dr., La Jolla

www.sdcjc.org/jc

Finish Chelsea’s Run Image © www.facebook.com/chelseaslight

Mar. 3, Finish Chelsea’s Run

Join your friends and neighbors for the 7th Annual Finish Chelsea’s Run in honor of Chelsea King. The event will feature a competitive 5K race and fun run/walk, family festival, children’s activities, team competition, entertainment, and refreshments. Proceeds from the event will go towards the Chelsea’s Light Foundation Sunflower Scholarship Fund.

Time: 7:30–11 am
Location: Refer to website (Balboa Park)

www.chelseaslight.org

CRSSD Fest

Mar. 3–4, CRSSD Fest

This two-day event is an Electronic Dance Music festival for fans looking for a more grown-up, less rave-like experience. This year’s artists include Empire of the Sun, Gorgon City (Live), Sinead Harnett, Little Dragon, and many more.

Time: Refer to website
Location: 1600 Pacific Hwy., Downtown San Diego

www.crssdfest.com

Image © Koi Show www.facebook.com/KoiClubofSanDiego

Mar. 3–4, Koi Show

See living jewels of the aquatic world at the largest Koi show on the West Coast! There will be over 300 Koi on display in competition, from 6 inches to three feet long. Learn how to build your own Koi pond and shop for Koi supplies, Koi art, Koi t-shirts, and much more. This is a free event.

Time: Refer to website
Location: Del Mar Fairgrounds Activity Center
2260 Jimmy Durante Blvd., Del Mar

www.koiclubofsandiego.org/event-2757788

Spring Busker Festival Image © www.sarakunz.com

Mar. 3–4, Spring Busker Festival

Experience the only Busker Festival in Southern California. Professional performers from across the country will showcase their talents, from sword swallowing to knife throwing to pogo stick tricks to juggling on unicycles. This is a free event, but performers will be accepting tips.

Time: Noon–6 pm
Location: Seaport Village, 849 W. Harbor Dr., Marina

www.seaportvillage.com/events-calendar/busker-festival

Best Coast Beer Fest

Mar. 10, Best Coast Beer Fest

Taste beer from nearly 100 of the West Coast’s craft breweries, enjoy the sounds of local bands, and dine on tasty fare from food trucks. Proceeds from ticket sales go towards a charity that helps young adult cancer survivors get their feet back on the ground with rent, tuition, school supplies, car payments, or medical bills.

Time: 2–5 pm (VIP Entry 1 pm)
Location: Embarcadero Marina Park S., 1 Marina Park Way, Marina

www.bestcoastbeerfest.com

International Mariachi Festival & Competition

International Mariachi Festival & Competition

Celebrate San Diego’s heritage through mariachi music and traditional ballet folklorico dancing. The main stage will showcase a variety of mariachi groups from the United States and Mexico, and the children’s area includes live entertainment, a mini-petting zoo, face-painting, carnival games, and more. This is a free event.

Time: 11 am–7 pm
Location: Pepper Park, 3299 Tidelands Ave., National City

www.mariachifest.com

San Diego Latino Film Festival

Mar. 15–25, San Diego Latino Film Festival

Choose from more than 160 films from Latin America, Spain, the U.S., Mexico, and around the world in celebration of Latino film, art, and culture. There will also be guest filmmaker appearances, workshops, live music, art exhibitions, and gala celebrations.

Time: Refer to website
Location: AMC 18 Fashion Valley, 7037 Friars Rd., Mission Valley

www.sdlatinofilm.com

Los Lobos

Mar. 16, Los Lobos

Los Lobos bring their Latin-infused East LA rock to Poway OnStage for an acoustic set covering their GRAMMY® winning career. Perez, the band’s drummer, once called their powerhouse mix of rock, Tex-Mex, country, folk, R&B, blues, and traditional Spanish and Mexican music, “the soundtrack of the barrio.”

Time: 8 pm
Location: Poway Center for the Performing Arts
15498 Espola Rd., Poway

www.powayonstage.org/254/Poway-OnStage

Shamrock San Diego

Mar. 17, Shamrock San Diego

Join over 20,000 attendees from across the U.S. to partake in a celebration so grand that it will leave you wondering what side of the pond you’re on. Over 50,000 square feet of Astro Turf will be rolled out to set the scene for a Saint Patrick’s Day block party that boasts three stages, non-stop music, and—of course—plenty of green beer and Irish Whiskey. This is a 21+ event.

Time: 4 pm–Midnight
Location: Gaslamp Quarter

www.sandiegoshamrock.com

Old World Tasting Image © www.twin-loc.fr on VisualHunt.com

Mar. 24, Old World Tasting

Experience the wines of the Old World at this interactive tasting. Advanced Sommelier Molly Brooks will be pouring wines from all across Europe and talking about the different regional styles and historical events leading up to classifications in the wine world. 10% of proceeds will go to Days of Taste, a program that teaches students about the importance of fresh food in an engaging way.

Time: Noon–4 pm
Location: Truly Fine Wine, 4060 Morena Blvd. #K, Bay Ho

www.eventbrite.com/e/old-world-days-of-taste-charity-tasting-tickets-42727498097?aff=es2

REINS Spring Hop

Mar. 24, REINS Spring Hop

Hop on over to REINS (Riding Emphasizing Individual Needs and Strengths) for some springtime fun! There will be Easter Egg hunts, photos with the Easter Bunny, games, music, food, a petting zoo, a bounce house, face-painting, and a silent auction. All proceeds will benefit the REINS Therapeutic Horsemanship Program.

Time: 11 am–1 pm
Location: REINS, 4461 S. Mission Rd., Fallbrook

www.reinsprogram.org/events-calendar/spring-hop

Pardee Homes Carmel Valley 5K & Fun Run

Mar. 25, Pardee Homes Carmel Valley 5K & Fun Run

Run a beautiful 5K loop and enjoy the flat, fast finish along the Manzanita trail, a beautiful scenic path hidden in Carmel Valley. There will also be a non-competitive 1K Family Fun run for all ages! Refer to website for registration.

Time: 7:30 am (5K), 9:30 am (Fun Run)
Location: The Village at Pacific Highlands Ranch
13490 Pacific Highlands Ranch Rd., Carmel Valley

www.carmelvalley5k.com

San Diego Beatles Fair

Mar. 30–31, San Diego Beatles Fair

“Come Together” for a celebration of Beatle Mania at this grassroots event featuring local artists, writers, and musicians. Listen to great music and learn about the history of the Beatles.

Time: Refer to website
Location: Queen Bee, 3925 Ohio St., North Park

www.sandiegobeatlesfair.com

Vulcan Mountain Boys at The Flower Fields

Mar. 31, Vulcan Mountain Boys at The Flower Fields

Take in the riotous color of nearly 50 acres of spring flowers while you enjoy a performance from the Vulcan Mountain Boys! Their bluegrass music will have you dancing in your seats.

Time: 1–4 pm
Location: The Flower Fields, 5704 Paseo Del Norte, Carlsbad

www.theflowerfields.com

Today, President Donald Trump signed into law a $1.5 trillion tax overhaul.

For the most part, this legislation lowers the overall tax rates, but expands the ‘tax base’ by capping or removing certain deductions and exemptions.

In 2018, there will be caps on the amount of state and local taxes, property and other taxes that are allowed as an itemized deduction. If you have combined state and local taxes and property taxes that exceed $10,000 annually it would likely be beneficial for you to prepay your 2018 property taxes before the end of the year.

With respect to individuals, some of the more notable items include:

(1) the provision of seven tax brackets, with a top rate of 37 percent (the top rate under present law is 39.6 percent);

(2) a repeal of the personal exemption deductions and an increase in the standard deduction amounts to $24,000 for joint filers and surviving spouses, $18,000 for heads of household, and $12,000 for unmarried taxpayers and married filing separately (additional amounts for the elderly and blind are retained);

(3) a $10,000 limit on the deduction for state and local taxes, which can be used for both property taxes and income taxes (or sales taxes in lieu of income taxes);

(4) a $750,000 limit on the loan amount for which a mortgage interest deduction can be claimed by individuals, with existing loans grandfathered, and the repeal of interest deductions on home equity indebtedness;

(5) a repeal of miscellaneous itemized deductions subject to the 2 percent of adjusted gross income floor ;

(6) a repeal of the personal deduction for casualty and theft losses, except for losses incurred in presidentially declared disaster areas;

(7) an increase in the child tax credit to $2,000 ($1,400 is refundable) and an increase in the phaseout threshold amounts to $400,000 for joint filers and $200,000 for all others (the credit is $1,000 under present law and is fully refundable);

(8) an increase in the alternative minimum tax (AMT) exemption amounts and the adjusted gross income thresholds at which the exemption amount begins to phase out;

(9) a repeal of the deduction for alimony paid and corresponding inclusion in income by the recipient, effective for tax years beginning in 2019 (alimony paid under separation agreement entered into prior to the effective date is generally grandfathered);

(10) permanent repeal of the individual shared responsibility payment (individual healthcare mandate) enacted as part of the Affordable Care Act (ACA); and

(11) the expiration of most individual tax provisions after December 31, 2025.

This legislation also provides a 20 percent deduction against qualified business income from passthrough business entities. The provision includes relatively relaxed rules for calculating qualified business income for individuals with taxable income below certain thresholds ($315,000 for joint filers, $157,500 for all others), and stricter ones that are phased in for individuals with taxable income above the thresholds.

These new tax rules also reduce the corporate tax rate to 21 percent for tax years beginning after December 31, 2017.

Other important business-related changes include (1) 100% bonus depreciation for qualified property placed in service before January 1, 2023; (2) a permanent increase in the Section 179 expensing limit to $1,000,000 (up from $500,000 under present law) and a permanent increase in the phase-out threshold amount to $2,500,000 (up from $2,000,000 under present law); (3) a reduction in the gross receipts amount under which a business can qualify to use the cash method of accounting; and (4) an exemption from the requirement to use inventories for certain taxpayers .

This legislations also makes changes to certain partnership rules, including (1) the repeal of the technical termination of partnership rule in Code Sec. 708(b); (2) the recharacterization of certain gains in the case of partnership profits interests held in connection with the performance of investment services; (3) the modification of the definition of substantial built-in loss in the case of the transfer of a partnership interest; and (4) a modification of the basis limitation on partner losses to account for a partner’s distributive share of partnership charitable contributions and foreign taxes.

Circus Vargas Jan. 18-Feb. 19
Join Us for A Swashbuckling Circus Spectacular, “Dreaming of Pirates!” A Fantastic Voyage of Nonstop Action and Adventure Guaranteed to Thrill and Enchant Children of all Ages! Death- Defying Acrobats, Daredevils, Flying Trapeze Artists, Jugglers, Contortionists, Comedians, Motorcycles and much more!
Time/Place: See website for schedule.
Contact: 877-468-3861 / www.circusvargas.com

San Diego Black Film Festival Jan. 31-Feb. 1
In order to spotlight African American & African Diaspora Cinema, we screen over 100 films each year: Comedy, Drama, Documentaries, Animation, GLBT, Horror, Religious, Foreign/African Diaspora, Shorts, Feature Films and music videos.
Time/Place: See website for schedule.
Contact: 619-232-0401 / www.sdbff.com

FREE Youth Fishing Derby Seminar/Campout Feb. 2
Learn to fish from the pros and watch demonstrations on how to properly rig a line the night before the 23rd Annual Youth Fishing Derby. Pizza dinner will be served with the fishing seminar immediately following. Participants and their families are invited to spend the night for only $15 a car.
Time/Place: 5pm / Lake Poway
Contact: 858-668-4772 / www.poway.org

Lake Poway Youth Fishing Derby Feb. 3
Fishing, prizes, entertainment, games, bounce houses, a free barbecue lunch and more! Join the City of Poway and Captain Ron Baker. Freshly stocked with 1,500 pounds of rainbow trout, the lake will be open only to youth ages 15 and younger. Winners must be present to claim prizes at the awards ceremony.
Time/Place: 6am-12pm / Lake Poway
Contact: 858-668-4772 / www.poway.org

Sandbag Give-a-Way Event Feb. 3
Sandbags will be available per event to Encinitas residents (no contractors) on a first come, first serve basis. Residents must provide photo ID and show proof of residency. 10 filled sandbags will be given for each address/property (while supply lasts). Residents must self-load and transport the sandbags.
Time/Place: 8am-2pm / Public Works/SDWD Facility: 160 Calle Magdalena
Contact: 760-633-2600 / www.ci.encinitas.ca.us

Save A Heart Save A Life 5K Feb. 3
The mission of the Eric Paredes Save A Life Foundation is to influence families, educators, elected officials and the medical community to recognize the incidence of youth SCA/D and the importance of preventative heart screenings, and to support equipping schools with automated external defibrillators (AED) plus CPR/AED training.
Time/Place: 8am / NTC Park at Liberty Station: 2455 Cushing Road
Contact: 619-550-2129 / www.epsavealife.org/5k

Ramona Installation Dinner and Community Awards Gala Feb. 3
Tickets are $59 and includes your choice of the below meals.
Time/Place: 5-9pm / Barona Resort & Casino Golf Center, Lakeside
Contact: 760-789-1311 / www.ramonachamber.com

Burn Run 5K Feb. 3
Help the Burn Institute promote Burn Awareness Week and raise funds to support burn prevention education and burn survivor support programs by running or walking in the Burn Run 5K.
Time/Place: 8am / De Anza Cove on Mission Bay
Contact: 858-541-2277 / www.burninstitute.org

Miniatures Show & Sale Feb. 3-4
More than 40 dealers from across the country will have a vast array of miniatures for the crafter, artist and collector of tiny treasures! Quarter scale, half scale and 1:12 will all be available.
Time/Place: Sat 10am-5pm, Sun 10am-4pm / Marriott Mission Valley: 8757 Rio San Diego Drive
Contact: www.sdminiatureshow.com

Stone Super Sunday CELLARbration Feb. 4
We have paired 5 fantastic dishes by Executive Chef Tausha Lopez with 15 tasters of Stone’s favorites. Not to mention a complimentary can growler to take home and share at your big game party! Tickets are $55.
Time/Place: 10am-2pm / Stone Brewing World Bistro & Gardens, Liberty Station
Contact: www.stonebrewing.com/events

Cardiff Kook Run Feb. 4
The Cardiff Kook Run 5K, 10K and Costume Contest is a celebration of one of the greatest communities in the most amazing town.
Time/Place: 7:30am-12pm / 505 S Coast Highway 101, Encinitas
Contact: www.cardiffkookrun.com

XTERRA Mission Gorge Trail Run Feb. 4
Features the ‘thousand steps’ and the 5k has some great trails around the old dam. The event field is limited, so enter early! All participants will receive the following: Soft cotton race t-shirt – subject to availability for race day registrations, Finisher medal, Coffee and hot breakfast – post race, Entry into the raffle.
Time/Place: 8-11am / Mission Trails Regional Park: Equestrian Cir, Santee
Contact: www.trailrace.com/mission-gorge-trail-run

San Diego Jewish Film Festival Feb 8-18
The Festival features San Diego film premieres, international guest filmmakers, and juried and audience choice awards. Screenings will be shown at five locations. This year the Festival will showcase a total of 58 films of the best contemporary Jewish themed films from around the world celebrating life, human rights, and freedom of expression.
Time/Place: See website for schedule.
Contact: 858-362.1348 / www.sdcjc.org/sdjff

Lunar New Year Festival Feb. 9-11
Offers a fusion of Asian food stations, unique vendor booths, carnival rides, non-stop live entertainment (including lion dances, concerts, and the much anticipated “Miss Asia” Beauty Pageant) as well as a highly acclaimed “Cultural Village” featuring breathtaking artistic reconstructions of iconic sculptures, buildings and landscapes from across South East Asia.
Time/Place: Fri 5-10pm, Sat 11am-10pm, Sun 11am-8pm / SDCCU Stadium
Contact: 619-786-7573 / www.lunarnewyearfestival.org

Mermaid Half Marathon San Diego Feb. 10
A scenic women’s 5k, 10k, and half marathon. Mermaids receive a stylish race shirt, finisher medal and necklace! Mermaid Series is building a welcoming community that inspires women from all backgrounds to realize their full potential.
Time/Place: 6-11am / South Shores Park: 1775 E Mission Bay Dr.
Contact: www.mermaidseries.com

Oceanside Valentine’s Week Movie at the Pier Feb. 10
Time/Place: 6:45-9pm / Junior Seau Pier Amphitheater
Contact: 760-435-5041 / www.ci.oceanside.ca.us

Brewbies Beer Festival Feb. 10
Enjoy an array of outstanding, interesting, unique and (our favorite) signature PINK beers from over 40 of the best breweries around! As always we donate 100% of the proceeds from Brewbies to The Keep A Breast Foundation to help support their mission of empowering young people around the world with breast health education and support!
Time/Place: 12-5pm / Bagby Beer Company: 601 S Coast Hwy, Oceanside
Contact: www.brewbies.org

Boys & Girls Club Texas Hold ‘Em Feb. 10
Casual dress is requested and doors will open at 4:30 for registration. Dinner will be served from 5-6pm and players should bring their poker faces for the 6pm tournament. Guests will also enjoy local beer and wine.
Time/Place: 5-11pm / 410 W. California Avenue, Vista
Contact: 760-724-6606 / www.bgcvista.org

Gaslamp Quarter Mardi Gras Feb. 13
Experience Gaslamp Mardi Gras, Southern California’s most beloved block party, parade and celebration headlined by Warren G! Get ready for a WILD night of DJ’s, dancers, floats, drinks + more! Parade begins at 9pm.
Time/Place: 5-11:45pm / Downtown San Diego
Contact: 619-233-5008 / www.sdmardigras.com

San Diego Improv Festival Feb. 15-18
This yearly festival brings some of the top talent from all over the nation to both perform and teach right here in our own backyard! The festival will offer professional workshops and performances from a selection of hand-picked improv teams from cities around the country.
Time/Place: Finest City Improv: 4250 Louisiana St.
Contact: 619-306-6047 / www.sdimprovfestival.com

San Diego Tet Festival Feb. 16-18
Our signature Miss Vietnam San Diego Pageant. Lion dancing all 3 days. A new cultural village. Beer Garden. Full Carnival Rides. Golden Voice contest and Dancing contests for cash prizes. Game Booth with prizes. 2 stages with non-stop entertainment from A-list singers/artists as well as local artists in San Diego. Food vendors with variety of foods from cultures all around the world!
Time/Place: Fri 5-10pm, Sat 11am-10pm, Sun 11am-9pm / Mira Mesa Community Park: 8575 New Salem Street
Contact: www.sdtet.com

Randy Jones Run/Walk for Independence Feb. 17
Home of Guiding Hands (HGH) and Randy Jones, former San Diego Padre and National League CY Young Award Winner, will once again join forces to support over 2,500 infants, adolescents and adults living with a developmental disability.
Time/Place: 8am / Crown Point Park, Mission Bay
Contact: 619-938-2854 / www.randyjonesrunwalk.org

San Diego Pet Expo Feb. 17-18
Four-legged friends can receive “spa treatments” from local groomers, sample delicious treats and try on the latest in furry fashions; their humans will enjoy interacting with top trainers and learning pet-care tips from animal welfare organizations. Rounding out the list of activities is an agility demonstration, pet talent and costume shows, and an exciting pet/owner look-alike contest!
Time/Place: Sat 10am-5pm, Sun 11am-4pm / Del Mar Fairgrounds
Contact: 800-977-3609 / www.petexposandiego.com

130th Anniversary Dinner Feb. 19
A spectacular dinner commemorating the legendary history of the iconic Hotel del Coronado. Begin your evening with a sunset champagne toast on Windsor Lawn followed by a stunning fireworks display. Then head into 1500 OCEAN for a delectable six-course menu inspired by vintage menus of The Del paired with exquisite wines.
Time/Place: 5:30-9:30pm / 1500 Ocean – Hotel del Coronado
Contact: 619-522-8100 / www.hoteldel.com

San Diego Bird Festival Feb. 21-25
We’re celebrating the birds and habitats of our county, which truly offer some of the best birding in the United States.
Time/Place: Marina Village Conference Center: 1936 Quivira Way
Contact: 858-273-7800 / www.sandiegoaudubon.org

SD Kuumba Fest Feb. 22-25
From gospel to hip-hop and theater to dance, San Diego’s Kuumba Fest present a wide showcase of arts that celebrate Black American culture in all its variety. Educational workshops, hip-hop dance and speech competitions, performances of plays, Late Night Live (San Diego’s version of Late Night at the Apollo), and as always, a gospel concert finale.
Time/Place: See website for schedule. / Lyceum: 79 Horton Plaza
Contact: www.kuumbafest.com

Sycamore Canyon Trail Races Feb. 24
Registration Requirements: 100k Solo runners must have completed at least one 50k+ race.
Time/Place: 6am / Goodan Ranch Sycamore Canyon Preserve, Lakeside
Contact: http://dirtyfeet.us/trailraces/sycamore

San Diego Winter Brew Fest Feb. 24
This special 1-day only fest will celebrate craft beverages from California and beyond and features live local music, food, and other vendors. This event benefits Outdoor Outreach and the San Diego Mountain Biking Association (SDMBA).
Time/Place: 6-10pm / Fleet Science Center in Balboa Park
Contact: www.sandiegobrewfest.com

Chinese New Year Food & Cultural Fair Feb. 24-25
This year’s fair celebrates the year of the dog, is free to the public, and promises to be the best ever, filled with spectacular dance and cultural performances, and tantalizing street food that you might find at a lively Chinese night market.
Time/Place: 10am-5pm / San Diego’s Historic Chinatown District
Contact: 619-338-9888 / http://sdcny.org